Cash-Only Home Sales Slide From Historic Peaks

Slide 1:
Cash home purchases in the US dropped further in 2025 amid a cooling market.

Slide 2:
Only 33% of homes sold for cash last year — lowest share since 2016.

Slide 3:
Cash buyers still dominate both ultra-cheap and ultra-expensive homes nationwide.

Slide 4:
Nearly 60% of US homeowners have a mortgage, stable but slowly declining.

Slide 5:
Most homeowners hold mortgages under 6%, limiting their ability to pay fully in cash.